Reportable crashes in 2024
PennDOT recorded 1,127 fatalities and 66,931 injuries in those crashes.
PennDOT, 2024 Crash Facts & Statistics, published 2025Insurance reference
Pennsylvania auto insurance statistics
A sourced reference for writers, drivers and businesses looking for current Pennsylvania crash, driver, coverage and auto-insurance expenditure figures.
Last updated November 10, 2026. Each statistic links to its original public source.
At a glance
Pennsylvania road and coverage facts
Licensed drivers in 2024
Pennsylvania’s licensed-driver count increased from 9,133,540 in 2023.
PennDOT, Driver Statistics, 2024 dataAverage expenditure per insured vehicle
This is Pennsylvania’s 2023 estimate, not a quoted premium. The national estimate was $1,281.92.
National Association of Insurance Commissioners, 2022/2023 Auto Insurance Database Report, released February 13, 2026Minimum bodily-injury liability limits
Pennsylvania also requires at least $5,000 in medical benefits and $5,000 in property-damage liability coverage.
Pennsylvania Insurance Department, Auto Insurance consumer guidance, accessed November 10, 2026Crash trends
What the latest annual crash data shows
Crashes rose slightly, while fatalities fell
Reportable crashes rose 0.4% from 2023 to 2024. Fatalities fell 6.8%, while injuries increased 0.6%.
PennDOT, 2024 Crash Facts & Statistics, published 202557,424 property-damage-only crashes
PennDOT estimated the average comprehensive loss for each property-damage-only crash at $14,374 in 2024. This is an estimated crash cost, not an insurer claim payment.
PennDOT, 2024 Crash Facts & Statistics, published 20257,745 alcohol-related crashes
Alcohol-related crashes accounted for about 7% of reportable crashes and 244 fatalities in 2024.
PennDOT, 2024 Crash Facts & Statistics, published 202523,427 speed-related crashes
PennDOT recorded 357 fatal speed-related crashes in 2024.
PennDOT, 2024 Crash Facts & Statistics, published 2025Rate filings
Recent Pennsylvania rate-filings update
According to the Pennsylvania Insurance Department, approved private-passenger auto filings averaged a 0.2% decrease in 2025. Early 2026 approved filings averaged a 0.5% decrease, representing a $60 million reduction from proposed premium costs. Filing averages do not predict an individual driver’s renewal price, because coverage choices, vehicle, location, claims and other factors differ.
Pennsylvania Insurance Department news release, April 22, 2026
Methodology and sources
How to use this page
This page brings together the latest available statewide figures from Pennsylvania public agencies and the National Association of Insurance Commissioners. Dates refer to the source’s data year or publication date, as noted. “Average expenditure” is a statistical estimate and is not a coverage recommendation or an insurance quote.
- PennDOT 2024 Crash Facts & Statistics, published 2025.
- PennDOT Driver Statistics, 2024 data.
- NAIC 2022/2023 Auto Insurance Database Report, released February 13, 2026.
- Pennsylvania Insurance Department auto-insurance guidance, accessed November 10, 2026.
- Pennsylvania Insurance Department rate-filings update, April 22, 2026.
Cite this page
Jacoby & Associates Agency. “Pennsylvania Auto Insurance Statistics.” Updated November 10, 2026. /insurance-statistics/pennsylvania-auto-insurance